Banks some basic qualifications:

LEASE — a high FICO does not guarantee Top Tier S. Ally tier is Not based on FICO alone. Tier can be affected by overall credit & payment history, credit depth/history, current debt & obligations, amount financed/LTV, money down/trade equity, vehicle & lease structure, and other factors.

​

Final tier is determined by Ally at the time of approval.

​

​

✅ First-Time Buyers: Case-by-Case
✅ 1-Pay Lease: OK
✅ GAP Included
✅ Top Tier: Tier S

 

​

Restrictions:

🚫 No commercial vehicles

🚫 No out-of-state deals

🚫 No rental / rideshare / livery

🚫 No out-of-state deals

 

💰 Fees & Other

• Disposition Fee: $395

• Excess Miles: $0.25/mile

• Lease Purchase Option Fee: $0

 

Always subject to Ally Bank approval and current program guidelines.

LEASE

 

✅ Minimum 3 years credit history

✅ Minimum 5 accounts

✅ Valid Driver’s License

✅ GAP included

✅ Tier 1 - 700+ FICO

 

Restrictions:

🚫 No 1-Pay leases

🚫 No commercial deals

🚫 No rental / rideshare / livery

🚫 No out-of-state deals

🚫 No 3rd-party payoffs

🚫 No prior bankruptcy

🚫 No lease extensions

 

💰 Fees & Other

• Disposition Fee: $395

• Lessee Buyout Fee: $350

• Excess Miles: $0.25/mile

• Approval for 30 days

 

Always subject to U.S. Bank approval and current program guidelines.